SCORE: Cash Flow Isn’t Profit: How to Know If You’ll Have Money in the Bank

Most business owners do not go out of business because they are not profitable. They go out of business because they run out of cash.

You can be busy. 

You can have sales. 

You can even show a profit on paper. 

And still not have enough money in your bank account to make payroll.

In this practical, highly actionable webinar, CPA and business advisor Melissa L. Miranda will teach you how to clearly predict the money coming into and leaving your business before problems happen.

This is not an accounting lecture. No accounting background required.

This is a step-by-step operating system for running your business with confidence.

You will learn: 

• Why profitable businesses still experience financial stress 

• How to forecast your bank balance 12 weeks into the future 

• The simple weekly habit that dramatically reduces owner anxiety 

• How to spot a cash shortage months before it becomes a crisis 

• What to do when your forecast shows you are going to run out of money 

• Practical strategies to immediately improve your cash flow 

You will also leave with a clear framework you can implement immediately using basic information you already have, including bank statements and receivable and payable reports. After this session, you will no longer be hoping your bank account works out. 

You will know. 

This webinar is ideal for: 

• New business owners 

• Service businesses 

• Contractors and trades 

• Retail and restaurants 

• Any owner who has ever thought, “We are busy, so why is the bank account low?” 

Melissa L. Miranda, CPA is the founder of Step By Step Accounting, where she helps small business owners build financially stable companies and reduce the stress that comes with entrepreneurship. She is a nationally recognized QuickBooks ProAdvisor and business advisor who works directly with owners to create confidence and predictability in their finances. 

Melissa’s mission is simple. Strong businesses create strong families and strong communities. Her approach turns financial information into practical decisions business owners can use immediately.